This is a personal blog and should be treated as such. I do not claim to be an expert on anything I write about and the articles on this blog reflect my personal opinion or the opinion of the guest writers.
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Although I am a part-time Voluntary Debt Adviser at Cornerstone Money Advice, Nottingham, and have completed a number of accredited courses developed by Community Money Advice and Wiser Adviser to enable me to carry out this role, I do not consider myself to be a debt advice expert and the information on this website should not be construed as advice. I do not have any other formal training or qualifications in finance and I am not a Financial Adviser. If you are having serious financial issues then please seek advice from qualified professionals and organisations.
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There may be occasions where I receive monetary compensation for writing about a product or place. I never endorse any products or places that I don’t personally like or enjoy myself. I always endeavour to be completely honest in all of my posts. I will never accept monetary compensation from a company or organisation to write a positive review.