This is a personal blog and should be treated as such. I do not claim to be an expert on anything I write about and the articles on this blog reflect my personal opinion or the opinion of the guest writers.
All content provided on this blog is for informational purposes only. As the owner of this blog, I make no representations as to the accuracy or completeness of any information on this blog or information found by following any link on this blog to other websites.
I will not be liable for any errors or omissions in this information nor for the availability of this information. I will not be liable for any losses, injuries, or damages from the display or use of this information.
Although I am a part-time Voluntary Debt Adviser at Cornerstone Money Advice, Nottingham, and have completed a number of accredited courses developed by Community Money Advice and Wiser Adviser to enable me to carry out this role, I do not consider myself to be a debt advice expert and the information on this website should not be construed as advice. I do not have any other formal training or qualifications in finance and I am not a Financial Adviser. If you are having serious financial issues then please seek advice from qualified professionals and organisations.
These general terms and conditions are subject to change at anytime and without notice.
In general, cookies are used to retain user preferences and provide anonymised tracking data to third party applications like Google Analytics.
As a rule, cookies will make your browsing experience better. However, you may prefer to disable cookies on this site and on others. The most effective way to do this is to disable cookies in your browser or by using tools such as Google Analytics Opt Out. For further information about cookies, visit the About Cookies website which offers guidance for all modern browsers.
On some pages, there may be “embedded content” from another site such as a YouTube video or Twitter. These sites may set their own cookies.
PRIVACY, DATA ACCESS AND COMMENTS
There are three different ways you can choose to provide personal information on the Maflingo website:
1. Leaving a comment on a blog post or page.
By leaving a comment, you accept the following conditions:
- It may be published it at the bottom of the article;
- I may use information from your comment in later research;
- I may also use it in other articles on an anonymous basis where you cannot be identified.
The “Name” field is published, so you should consider using just your first name or an alias if your comment contains sensitive information. If you accidentally used your full name, please leave another comment asking me to delete your surname.
The “Email Address” is not published and I do not verify email addresses.
I can see your IP address when you leave a comment. This is not published. It helps me tell when someone is posting multiple comments; it may sometimes help me to identify trolls, and it can indicate if someone is posting from outside the UK.
Comments are welcomed and encouraged on Maflingo, but there are some instances where comments will be edited or deleted:
- Comments considered to be spam or questionable spam will be deleted. Including a link to relevant content is permitted, but comments should be relevant to the post topic.
- Comments including profanity will be deleted.
- Comments containing language or concepts that could be deemed offensive will be deleted.
- Comments that attack a person individually will be deleted.
I reserve the right to edit or delete any comments submitted to maflingo.com without notice.
This comments policy is subject to change at any time.
2. Subscribing to Maflingo.com
If you subscribe to Maflingo you will receive an email when a new article or newsletter is published or when a comment is added to a page.
If you no longer wish to receive these emails, you can opt-out at any time by clicking on the ‘unsubscribe’ link located at the bottom of each Maflingo email. If you choose to unsubscribe via this link, your email address will be removed from the subscription list.
3. Using the Contact form
You do not have to provide your real name on the contact form. However, you will need to provide your real email address if you want me to reply to you.
By sending me a message, you consent to me retaining the information in my email system, and also to retaining any subsequent exchange of emails. I may use this information for later research. I may also use it as background information in articles if it is possible to do so on an anonymous basis so you cannot be identified.
ACCESSING YOUR DATA
If you have agreed tousing your personal information, you can change your mind at any time by contacting me via email.
If you want to see a copy of the information I hold about you, you are entitled to do this under section 7 of the Data Protection Act. To request this, please send an email to firstname.lastname@example.org and specify the Name and Email address you used so I can locate your information. The law permits me 40 days to respond to a Subject Access Request.
The email needs to come from the email address you used, so I can be sure that I am not sending personal data to the wrong person.
If you no longer have access to the email account you used, you can email me from a different account but you will need to specify the email address you used or I will not be able to locate the information. I will only send you this information if you used your first name and surname on the data and if you provide me with proof of your identity such as a photograph of your passport or driving license to confirm this name.
If you have any concerns about how your personal data is used on maflingo.com or if you feel some information should be corrected or deleted, please send an email to email@example.com.
Maflingo.com contains many links to outside sites. I am not responsible for the privacy policies and practices of other sites linked to. If you arrived at Maflingo.com from a third party site, I am not responsible for the privacy policies and practices of the owners or operators of that third party site. You must check the policy of each site you visit and contact it if you have concerns or questions.
I am not responsible for the re-publishing of the content found on this blog on other websites or media without my permission.
This website and its content is copyright of Jane Taylor, maflingo.com, 2015. All rights reserved.
Any redistribution or reproduction of part or all of the contents in any form is prohibited other than the following:
- you may print or download to a local hard disk extracts for your personal and non-commercial use only
- you may copy the content to individual third parties for their personal use, but only if you acknowledge the website as the source of the material
You may not, except with my express written permission, distribute or commercially exploit the content. Nor may you transmit it or store it in any other website or other form of electronic retrieval system.
SPONSORED REVIEWS, COLLABORATIVE POSTS & AFFILIATE LINKS
There may be occasions where I receive monetary compensation for writing about a product or place. I never endorse any products or places that I don’t personally like or enjoy myself. I always endeavour to be completely honest in all of my posts. I will never accept monetary compensation from a company or organisation to write a positive review.