Tesco Bank’s website provides lots of useful advice on budgeting & saving money. Knowing how busy people’s lives can be, they asked me to share my favourite quick and easy money saving tips for the ‘time-poor’.

Thriftiness is the ‘new black’, but is giving someone a second-hand Christmas present a step too far? I don’t think so! I tell you the 10 best places to grab a second-hand bargain and give your loved ones more for less.