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You wont have to fill out any special paperwork 20k isnt that large of a deposit It might take a business day or two longer to be available but I doubt it Dont try to structure or avoid paying taxes Not worth it at all The IRS does not play Yes you have to pay taxes on that 20k regardless of how you deposit it 20k signon bonus Im young and dumb 23 What can I do Capital One 360 Performance Savings Account Earn Up to 1500

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