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I'm taking part in BrummyMummyof2's Wicked Wednesday Funny Photo Linky Today.
With Cash ISAs offering such low rate of return on our investments, is it finally time for a change? I turn my attention to the Stocks & Shares ISA and discover why it pays to start saving early.
If you still have Christmas gifts to buy and find yourself short of time and short of ideas, head down to HomeSense, the one-stop gift shop where you'll find something for Him, Her and everyone else at up to 60% off the usual retail price.
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